AIJRRLSJM VOL 11, ISSUE 2 (2026, FEB)aerfpublications2026-03-23T06:36:29+00:00
AIJRRLSJM VOLUME 11, ISSUE 2 (2026, FEB) (ISSN-2455-6602) ONLINE
ANVESHANA’S INTERNATIONAL JOURNAL OF RESEARCH IN REGIONAL STUDIES, LAW, SOCIAL SCIENCES, JOURNALISM AND MANAGEMENT PRACTICES
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EXPLORING DIGITAL PAYMENT USAGE AND CONSTRAINTS AMONG STREET VENDORS EVIDENCE FROM NALGONDA DISTRICT
N. Narender & Dr. A. Pravallika
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 | Paper TitleEXPLORING DIGITAL PAYMENT USAGE AND CONSTRAINTS AMONG STREET VENDORS EVIDENCE FROM NALGONDA DISTRICTAbstractIndia is among the leading nations in embracing digital payments. The country is slowly shifting towards a more digital economy. Because of technological progress, increased smartphone usage, and growing awareness, many businesses, companies, wholesalers, retailers, and customers are using digital payment methods more often. Whether it\'s small local vegetable sellers or large shopping malls, almost everyone is now using digital payment systems. What’s interesting is that even street vendors and new retailers have started accepting digital payments, encouraged by customer preferences and their own efforts. This study focuses on understanding how street vendors in Nalgonda District use digital payments and the challenges they face. The research is descriptive and analytical, using both primary and secondary data. A simple random sampling method was used to select 150 street vendors from Nalgonda District as participants. To analyze the data, basic statistical tools such as percentages, averages, chi-square, and ANOVA were used. The survey was carried out in November 2025 in Nalgonda Town.
KEYWORDS : Digital Payments, Street Vendors, Mobile Wallets, Problems and Perceptions in Digital Payments.
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