Paper Title

A STUDY ON GREEN BANKING IN GLOBAL BUSINESS

Abstract

The banking industry can play an outstanding role between economic growth and environmental protection for promoting environmentally sustainable and socially accountable institution. The banking of this kind can be termed as \"Green Banking\". Green Banking refers to the banking business conducted in selected area and technique that helps the overall reduction of external carbon emission and internal carbon footprint. To aid the reduction of external carbon emission, bank should finance green technology and pollution reducing projects. Green finance as a part of Green Banking makes great contribution to the transition to resource-efficient and low carbon industries i.e. green industry and green economy in general. Green banking is a component of the global initiative by a group of stakeholders to save environment. The present paper aims to highlight the means to create awareness in internal as well as external sub systems among target groups and impart education to attain sustainable growth through green banking. Further, an attempt has been made to enumerate effective methods for green banking
KEYWORDS : Green banking, Economic instruments, Globalized economy, Environment management, Emerging economy.

Paper Title

WOMEN IN CASHLESS ECONOMY – PROBLEMS AND PROSPECTS

Abstract

Digital India is our countries vision in which cashless economy is the core area. Creating awareness about cashless economy is most pivotal task now. Cashless economy is the type of environment where money is transacted through digital means (or) cards, transfers, mobile wallets, internet banking etc. Women are expected to fill many roles in their routines. In the process of balancing work and life they come across many challenges. Especially in the country like Indian where women’s involvement n dealing with money is less, dreaming for a cashless society is near to impossible in the near future. If you take women of India in this scenario how their situations change is the biggest issue, because it leaves very less hard cash to circulate. Indian women still are not acquainted with the latest technology. With this demand of sudden change let us see how they are going to survive in the prevailing situations. This paper focuses on the status of women in the digital economy, whether dream of digital economy can be fulfilled and the advantages and disadvantages they face because of digitalization.
KEYWORDS : Cashless economy, Digital India, Women empowerment, digital payments.

Paper Title

IMPACT OF GOODS AND SERVICES TAX (GST) IN INDIAN ECONOMY –A STUDY

Abstract

In India, there exist a number of indirect taxes that are either levied by the central government or by the state government such as excise duty, custom duty, service tax, sales tax, stamp duty, octroi and many more. There have been various attempts of reforming the indirect tax structure for making tax system simple, stable and burdensome. In this process of reform we have already implement vat and service tax. For further significant improvement the next logical step towards a comprehensive indirect tax reforms in the country will be to implement GST. GST is a tax on goods and services with comprehensive manner. It is a multi-tier tax where ultimate burden of tax fall on the consumer of goods or services. It is called as value added tax because at every stage tax is being paid on value addition. This paper explore the that how GST in industry, trade and agriculture through a more comprehensive and wider coverage of input tax set-off and service tax set-off, subsuming of various central and state taxes in the GST and phasing out of CST.
KEYWORDS : GST, impact on Indian economy, implementation of GST.

Paper Title

IMPACT OF DIGITAL MARKETING ON INDIAN RURAL BANKING

Abstract

Recent development has been taking place in Indian rural banks to increase the number of single window operations to avoid the harassment of different windows for their banking operations. The rural banks are taking lot of initiatives to change the attitude of their customers. This paper will provide insights to banks about the impact of digital efforts adopted by Indian Banks to enhance the customer experience and perception of banking services in Rural India. This study will help the marketer in understanding of how attitudes influence consumer behavior towards banking in Rural India. Attitudes are measured using the Likert\'s scale to understand how the consumers behave towards the banking product. The success of banks in rural area is unpredictable as rain. This is because, most of the banks extend marketing plans that they use in urban areas to rural market. There is emerging need of expertise in digital marketing of bank products. The study will identify the factors affecting the attitude of banks in rural India and will give the services overview of banks in rural India.
KEYWORDS :

Paper Title

PARENTAL FINANCIAL ASSISTANCE AND YOUNG ADULTS’ RELATIONSHIPS WITH PARENTS AND WELL-BEING

Abstract

Drawing on data from the National Longitudinal Study of Adolescent Health, this study examined the impact of parental financial assistance on young adults’ relationships with parents and well-being. Conditional change models were estimated to evaluate the effects of parental financial assistance reported in Wave 3 (ages 18 – 26) and Wave 4 (ages 24 – 32) of the study. The results (Ns ranged from 9,128 to 13,389 across outcomes) indicated that financial assistance was positively associated with changes in depressive symptoms and closeness to both mothers and fathers in both periods. Changes in self-esteem were less robustly linked to parental financial assistance. Although the observed pattern with respect to parent-child relations held regardless of the progress young people had made in the transition to adulthood, the effects for well-being, which were also relatively small in magnitude, did not. In particular, changes in depressive symptoms associated with financial assistance were concentrated among individuals occupying adult social roles.
KEYWORDS : financial assistance, parent-child relationships, transition to adulthood, well-being

Paper Title

TRIBAL’S EDUCATION IN TELANGANA STATE

Abstract

This article critically examines initiatives for greater participation in education by tribal communities in India, arguing that current policy does not effectively enough facilitate greater participation and may, in fact, go against the avowed principle of ensuring greater equity. The article relies on fieldwork-based study to support arguments for the need to be culturally sensitive in making appropriate provisions for the education of scheduled tribes in India. Reasons for high dropout rates and non-enrolment among tribal children are examined and some searching questions are asked about why so many tribal people dislike schools.
KEYWORDS : education, scheduled tribes, schools.