Paper Title
EFFECTIVE BANKING SERVICES PROVIDED BY GRAMEENA BANKS IN TELANGANA FOR FARMERS
Abstract
Telangana Gramenna Bank is the one of the most effective Government bank in Telangana, which helps the farmers in every aspect. Bank has kept few schemes to the farmers which are most help full to them in farming. Rural banks are providing finance to the weaker sections of society like small farmers, rural artisans, small producers, rural laborers etc., to provide finance to co-operative e societies, primary credit societies, Agricultural marketing societies, Enhance and Improve banking facilities to semi urban, rural& other untapped market. The Telangana Gramenna Banks helps the rural people to come out from the financial problems and secured the financial assistance to agriculture in Telangana. The study concentrated on Telangana Gramenna Bank is of utmost importance in Telangana state to provide financial support to agriculture and performance of the bank in various Identified potential areas. This paper attempts to analyze the effectiveness of banking services provided to farmer during the period 2012-13 to 2013-2014 and 2014-2015. The study is based on the schemes provided by the bank for the farmers are how they are implementing it. An analytical research design of Key performance Indicators analysis such as number of Telangana Gramenna Bank Branches in Telangana, schemes implemented Deposits and Borrowing, Loans, Recovery performance and growth rate index is followed in this study.
Keywords: Banking services, Agriculture marketing societies, schemes for farmers, recovery performance.